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The Center for Study of Tobacco and Society Alabama Tobacco Headlines Collection Alabama has the ninth highest adult smoking prevalence rate (20.9%) in the US

The key requirements for non-smoker class for smokeless tobacco are consistent across most carriers that offer this provision: no concurrent cigarette use, accurate disclosure of the smokeless rather than cigarette nature of the tobacco use, and submission to a carrier whose guidelines specifically address the smokeless tobacco category rather than aggregating all tobacco into a single class

its disinclination is likely due to the very low number that would result

Dunoff and Trachtman (1999)

There is no safe level of cigarette smoke