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20 (3), e0299706 (2025)

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But the RSPH says more services should follow the example of those in Leicester and north-east England in offering behavioural support to those wanting to quit tobacco and using e-cigarettes to try to do so

It means non-smokers will pay more because smokers generally have higher health care costs that were supposed to be partly offset through the surchargea lack of people paying it means everyone else may pay more. Age, county of residence and smoking are the only factors that insurers can consider in setting rates since the health law prohibits tying premiums to health status